Busyra Azheri, Almaududi
The Covid-19 pandemic has caused various economic impacts, especially in the banking sector. In response to these conditions, the government through the Financial Services Authority (OJK) issued a credit relaxation policy. As an effort to overcome the settlement of nonperforming loans in the Covid-19 Pandemic Era. The legal issues studied are related to: (a) Considerations of financial institutions in deciding applications for credit relaxation, (b) Legal protection of creditors and debtors' rights in granting credit relaxation by financial institutions, and (c) supervision of the implementation of relaxation by OJK. In the end, the results of this study can provide policy advice to the government related to Relaxation as an Effort to Resolve Problem Loans in the Era of the Covid-19 Pandemic. To achieve these goals or targets, research will be conducted using a juridical-empirical design, where research is conducted on legal norms related to Banking Credit Relaxation. Then proceed with research on primary data in the field.